My medigap policy is expensive, but I haven�� been able to switch to a new policy because of my health. Will the new health care law prohibit medigap insurers from denying coverage or raising rates because of health?
SEE ALSO: Changes in Medicare for 2014No. Even though most health insurers starting in 2014 will no longer be able to reject people for coverage or charge them more because of their health, the new law doesn�� apply to Medicare supplemental policies (often called medigap). You can buy any medigap policy regardless of your health within six months of signing up for Medicare Part B. But after that initial enrollment period, insurers can reject you or charge higher rates because of a medical condition.
There are a few other situations in which you can get certain medigap policies without medical underwriting, such as if you are in a Medicare Advantage plan that leaves the business, or if you move out of that plan�� service area. See the guaranteed issue rights factsheet at Medicare.gov.
Hot Consumer Companies To Watch For 2015: Trovagene Inc (TROV)
TrovaGene, Inc. (TrovaGene), incorporated on April 26, 2002, is a development-stage molecular diagnostic company that focuses on the development and marketing of urine-based nucleic acid tests for patient/disease screening and monitoring. The Company's novel tests predominantly use transrenal DNA (Tr-DNA) and transrenal RNA (Tr-RNA). The Company's technology is used to all transrenal nucleic acids (Tr-NA). The Company�� urine-based test addresses market needs, such as women�� healthcare-fetal medicine-down syndrome, infectious diseases, cancer testing, transplantation, drug development and monitoring of therapeutic outcomes, ultra-sensitive analytical and detection system, technologies for the collection, shipment and storage of urine specimens, and transrenal nucleic acid extraction, and instrumentation/system platform.
On January 18, 2011, the Company entered into an asset purchase agreement pursuant to which the Company acquired a hybridoma able to produce a monoclonal antibody targeting the NPM1 biomarker. On February 8, 2011, the Company entered into a sublicense agreement with MLL Munchner Leukamielabor (MLL). In July, 2011, the Company entered into a sublicense agreement with Fairview Health Services (Fairview) for NPM1 patent rights.
In October 2011, the Company entered into a license agreement pursuant to which the Company licensed the patent rights to a specific gene mutation with respect to chronic lymphoblastic leukemia. On December 12, 2011, the Company entered into a license agreement pursuant to which the Company licensed the patent rights to hairy cell leukemia biomarkers. On February 1, 2012, the Company acquired the clinical laboratory improvement amendments (CLIA) laboratory assets of MultiGEN Diagnostics, Inc. (MultiGEN).
Advisors' Opinion:- [By Daniel Lauchheimer]
In the past few weeks, I wrote two articles about TrovaGene (TROV) -- one detailing the history of the DNA market generally and the molecular diagnostics -- and TROV's place therein -- market specifically, and the second detailing the company's internal valuation. In this article, I will value TROV on an external, relative basis. Specifically, I will compare TROV to another molecular diagnostics company, Exact Sciences (EXAS), and try to show that while the market seems to have given EXAS a fair shake, it has not done the same for TROV. I will prove this argument by looking at both companies' addressable markets, and their respective progress at bringing the products to market. However, before we take this deep dive into both companies, I will take a moment to review each of the companies' products, so we have a strong background before turning to the deeper analysis.
- [By Roberto Pedone]
TrovaGene (TROV) is a development stage molecular diagnostic company focused on the development and marketing of urine-based nucleic acid tests for patient/disease screening and monitoring. This stock closed up 6% to $10.02 in Friday's trading session.
Friday's Volume: 712,000
Three-Month Average Volume: 183,106
Volume % Change: 294%From a technical perspective, TROV ripped higher here into all-time high territory with heavy upside volume. This stock has been uptrending strong for the last month and change, with shares soaring higher from its low of $5.75 to its new all-time high of $10.20. During that move, shares of TROV have been making mostly higher lows and higher highs, which is bullish technical price action. That move has also been accompanied by bullish upside volume flows.
Traders should now look for long-biased trades in TROV as long as it's trending above its recent breakout level of $8.83, and then once it sustains a move or close above its all-time high of $10.20 with volume that hits near or above 183,106 shares. If we get that move soon, then TROV will set up to enter new all-time high territory, which is bullish technical price action. Some possible upside targets off that move are $13 to $15.
- [By David Goodboy]
Fortunately, diagnostic issues may soon be a thing of the past. Several publicly traded companies are currently making great strides in the field of medical diagnostics, and my favorite company right now in that arena is TrovaGene (Nasdaq: TROV).
Top 5 Diversified Bank Stocks For 2014: ZAGG Incorporated(ZAGG)
ZAGG Incorporated, together with its subsidiaries, designs, manufactures, and distributes protective coverings, audio accessories, and power solutions for consumer electronics and hand-held devices under the invisibleSHIELD, ZAGGskins, ZAGGbuds, ZAGGsparq, and ZAGGmate brand names, primarily in the United States and Europe. Its invisibleSHIELD is a protective film covering designed for iPods, iPads, laptops, cell phones, digital cameras, watch faces, global positioning systems, personal digital assistants, MP3 players, watch faces, global positioning systems, gaming devices, and rotary blades of military helicopters. The company?s ZAGGaudio brand of electronics accessories and products primarily comprise ZAGGsmartbuds, a water resistant ear bud; ZAGGskins brand consists of high-resolution images with the scratch protection of ZAGG?s invisibleSHIELD; ZAGGsparq is a portable battery that recharges various USB-charged devices, including the Apple iPads and iPhones, cell phone s, handheld gaming systems, and digital cameras; ZAGG LEATHERskins are thin, pliable cases for personal electronics; and ZAGGmate products are protective cases for the Apple iPad. ZAGG Incorporated offers approximately 5,000 precision pre-cut designs of its products through online channels, big-box retailers, electronics specialty stores, resellers, college bookstores, Mac stores, and mall kiosks. The company is headquartered in Salt Lake City, Utah.
Advisors' Opinion:- [By Rick Munarriz]
Thursday
ZAGG (NASDAQ: ZAGG ) has been a brutal disappointment for investors who thought they were getting a thinking investor's play on the smartphone and tablet revolutions. The maker of protective screens, keyboard covers, and other mobile-gadget accessories has fallen hard after hosing down its outlook twice over the past three months. - [By Selena Maranjian]
Why Corning?
The company is a giant in specialty glasses and fiber optics. Its fortunes are influenced these days by smartphone and tablet makers such as Apple (NASDAQ: AAPL ) , which use its glass in their displays. Corning's Gorilla Glass is so strong that it has put a crimp in the business of screen-protecting companies such as ZAGG (NASDAQ: ZAGG ) . Some worry about Apple's interest in sapphire, though, as it's even stronger than Gorilla Glass (though more expensive) and could threaten Corning. - [By CRWE]
ZAGG Inc (NASDAQ:ZAGG), a leading mobile device accessories and technology company, reported that ZAGG Intellectual Property Holding Co., Inc. has been awarded patent number D659,139 by the U.S. Patent and Trademark Office, issued on May 8, 2012.
Top 5 Diversified Bank Stocks For 2014: Republic Airways Holdings Inc.(RJET)
Republic Airways Holdings Inc., through its subsidiaries, provides scheduled passenger services. The company offers scheduled passenger services on approximately 1,500 flights daily to 133 cities in 42 states, the Bahamas, Canada, Costa Rica, Dominican Republic, Jamaica, and Mexico under branded operations and through fixed-fee airline services agreements. As of December 31, 2011, its total operational fleet consisted of 281 aircrafts. The company also offers cargo and charter services. Republic Airways Holdings Inc. was founded in 1996 and is headquartered in Indianapolis, Indiana.
Advisors' Opinion:- [By Brian Stoffel]
Now, Republic Airways' (NASDAQ: RJET ) Frontier Air will be joining this infamous group that includes confusing and expensive add-on fees for customers.
- [By Sean Williams]
On Wednesday, Republic Airways (NASDAQ: RJET ) -owned Frontier Airlines announced that it, too, plans to join the carry-on-bag-charging club. However, Frontier's carry-on baggage charge, which will range from $25 to $100, is unique in that it doesn't slap every customer with the charge as Spirit and Allegiant currently do. Instead, carry-on bags will remain free for customers who book their flights through Frontier, but an added charge will apply for customers who book their flight through third-party websites such as Expedia (NASDAQ: EXPE ) and Orbitz (NYSE: OWW ) which typically offer cheaper flight prices than what you'll find on airline companies' websites.
Top 5 Diversified Bank Stocks For 2014: Siebert Financial Corp.(SIEB)
Siebert Financial Corp., through its subsidiary, Muriel Siebert & Co., Inc., engages in the retail discount brokerage and investment banking operations in the United States. The company provides Internet and traditional discount brokerage and related services to retail investors; independent retail execution services; and retail customer services. It also offers various self-directed retirement accounts, for which it acts as agent on various transactions; and lends customers a portion of the market value of certain securities held in the customer?s account through its clearing agent. In addition, the company, through its other subsidiary, Siebert Woman?s Financial Network, Inc., provides products, services, and information to serve women?s financial needs. Further, Siebert Financial Corp. offers equity execution services on an agency basis, as well as equity and fixed income underwriting and investment banking services to institutional investors, and issuers of equity a nd fixed-income securities. The company provides its discount brokerage services through a broker on the telephone, through a wireless device, or via the Internet. It maintains seven retail discount brokerage offices in New York; Jersey City, New Jersey; Boca Raton, Surfside, West Palm Beach, and Naples, Florida; and Beverly Hills, California. The company was founded in 1886 and is headquartered in New York, New York.
Advisors' Opinion:- [By Jon C. Ogg]
Muriel Siebert, founder of Siebert Financial Corp. (NASDAQ: SIEB), passed away over the weekend. Many new investors may not know her nor may they know just how important and influential she was on Wall Street and in the financial services industries. Ms. Siebert died at the age of 80 years old, and we wanted to list some of her accomplishments that have led to at least more equality among women in what had been a men-only club before she came on the stage.
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